buying a home

Renovated Townhome in Point McKay!

Just Listed for $439,000
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Pride of ownership is evident in this gorgeous inner city town home located just a minutes walk to the river & pathway system. Special features of this home are numerous including: painted in neutral color scheme wood burning fire place in inviting living room w/ sliding doors exiting onto lovely private fenced patio/yard, new doors throughout, newer kitchen appliances, durable “espresso” laminate flooring, both bathrooms renovated (main bath w/ soaker tub), 2 bedrooms + den/child’s room/office with new French doors, spacious master w/ large closet & insulated attached garage . Responsible management co. -condo is well maintained. Fabulous location close to16th AVE, easy access to the mountains, Kensington, Market Mall, Riverside gym, Parks (Edworthy), UofC, Hospitals, schools & much more! This quiet neighbourhood is central yet not in the middle of downtown. Stop by famous “Lics” ice-cream after viewing – Do not miss this outstanding opportunity!
To view the Virtual Tour, Click Here!
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Just Listed in Mission!

#413 323 20 AV SW – $599,900
Gorgeous, ultra modern top floor 2 bedroom and 2 full bathroom condo in the heart of Mission! Immaculate & open concept. Features include; Vaulted ceiling, spacious den w/ trendy barn door, in-suite laundry rm w/storage, sensor under-mount lighting in bathrms. Kitchen is an entertainers dream. Boasting high-end S/S appliances, gas cooktop, double Bosch dishwasher, shiny quartz counter top w/eating bar, walnut cabinets, under cabinet lighting & tile backsplash open to dinning area / living room. Enjoy summer w/sunny south facing balcony & never worry about hauling propane tanks as there is a gas BBQ hook-up. Master suite includes a walk-thru closet & elegant en-suite w/glass shower. This unit includes TWO titled side by side underground parking stalls next to the elevator plus a storage locker & bike storage. There’s also a car wash bay plus a community garden. Ideal trendy inner-city location, just steps from all that thriving Mission has to offer like friendly coffee shops, walking paths & dinning.
Click Here for a Virtual Tour!!
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Your opportunity to live in Mount Pleasant – $449,000!!!

458 27 Avenue NW
This is your opportunity to live inner city at an affordable price! This property exudes pride of ownership throughout! Great curb appeal with your adorable front porch and mature tree lined street. Special features of this character home include: hardwood flooring (Fir and Oak), TWO bedrooms (both with high ceilings and spacious master), 4pc bathroom with mint condition claw foot tub, newer shingles/ hot water tank/ main floor windows/ updated mechanical and kitchen with convenient pantry. The lower level includes an office space (if so desired), laundry and an abundance of storage space. Utilize this area as storage or create your own space to meet your needs. Enjoy the summer evenings BBQing on your back deck. Large yard with shed and 2 rear parking spots. Located in the sought after community of Mount Pleasant- you have easy access to Downtown, the airport, numerous parks and schools, pool, golf, shopping, restaurants and much more. A Fabulous investment or place to call home! Click Here to view the Virtual Tour!

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The shift is on…

Calgary demographics influence housing

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Calgarians, characterized in a recent report as among the youngest in Canada, are altering the city’s housing landscape through a unique set of needs and wants, including a more diverse rental market, work/live spaces, home offices and multi-generational housing.
In its recently released The Changing Face of Calgary report, Urban Development Institute – Calgary and the Canadian Home Builders’ Association – Calgary note the median age in Alberta (major urban centres) is a nation-low 36.5 years, and as the “population bulge trends toward youth, housing needs shift.”
It also notes Alberta leads the country in proportion of working-age population. According to the Alberta Labour Market review, 25- to 44-year-olds in the province have the highest employment levels of any age cohort at 84 per cent.
The report suggests demographic trends are already influencing the local housing market. From 2013 to 2014, rental apartment construction in the city increased by 45 per cent, the products of which should help ease Calgary’s low vacancy rate.
Multi-family housing also saw record construction with 10,647 units started in 2014 – including units in the master-planned community of East Village, comprised entirely of multi-family homes.
While the report identifies Calgarians’ appetite for more diverse housing options, buyers of any age are ultimately driven by personal preference, said CREB® president Corinne Lyall.
“There’s no question that demographics play into buying patterns, but the ultimate decision is much more about lifestyle choice,” she said.
“Every buyer makes a decision based on their own unique needs and wants. It’s a generalization, but for families with young children, an impor
tant neighborhood feature might be nearby parks or playgrounds. For a single person who commutes, the priority might be proximity to transit or having major road access.”
And while Calgary may be part of Canada’s youngest province, it still has an ageing demographic that has their own set of housing needs.
The UDI/CHBA housing report notes the number of seniors in Calgary will double from 2010 to 2025. By 2036, for the first time in the city’s history, the number of adults over the age of 65 will surpass the number of children under 14.
A City of Calgary report said 2011 marked the first wave of Calgary’s 268,000 baby boomers (born between 1945 and 1965) turning 65.
“This cohort of ageing adults will soon eclipse the 98,000 seniors that currently live in Calgary,” said the report.
“Their needs, interests, attitudes and demands will be different than previous generations of seniors. Housing availability, along with health-care provision and other support services, will be strained.”
According to the City, the number of Calgarians between the ages of 65 and 74 increased by 30 per cent from 2009 to 2014 to 70,687.
Many of the city’s seniors population will want to “age in place,” said the UDI/CHBA study – a position supported by the 2015 Ageing in Place report conducted by the Organisation for Economic Co-operation and Development (OECD), which used Calgary as one of nine case studies along with cities such as Toyama, Japan and Helsinki, Finland.
“To continue to live to the later stages of life at home, housing modifications must be made so that older people can move about easily within their living space,” the report said of Calgary where “the notion of ‘ageing in place’ has gained currency.”
This so-called currency comes despite ongoing opposition from city council to widespread approvals of secondary suites, which, among other things, offer seniors a way to stay in their homes longer. Currently, more than 53 per cent of homes in the city are zoned RC1 or R1 meaning secondary suites are not permitted.
In December, council voted 8-7 against a reform plan for suites in the city, much to the frustration of many including Coun. Druh Farrell who likened the whole process to “giving birth to a chair.”
On Tuesday, council was yet to reach a decision on allowing a more streamlined process for applying for secondary suites in Wards 7,8,9 and 11 by press time.
The OECD report also pointed to affordable housing as a vital part to aging in Calgary, yet noted the city has not done enough to bridge the gap between supply and demand. It said eligibility for affordable housing has historically hovered around 18 per cent, yet current supply is only around 2.5 per cent.
“As Calgary’s population continues to increase, the demand for affordable housing will continue to grow and the gap in the housing system is likely to widen,” said the OECD.
The global organization did, however, recognize the City’s Community Affordable Housing Strategy unveiled this year, which is focusing on providing affordable housing to households earning less than 65 per cent of the median income that spend more than 30 per cent of housing, regardless of their demographic.
While some seniors prefer to age in place, others are moving to smaller living spaces with easier access to amenities.
Calgary REALTOR’s® Debra and Peter Molzan have conducted various seminars at the Kerby Centre, a non-profit organization for seniors, and said many of their clients are wanting to transition from long-term homes to something more fitting to their situation – they just don’t where to start.
“They’ve been in their home for years, and maybe a spouse has passed away, or they just know they need to make a move and they just don’t know the whole process,” said Debra.
“If you’ve been in the same house for 40 years, you just don’t know where to start.”
And while some older buyers are shifting away from detached homes and to attached and apartments that offer social activities and support services, they still require amenities such as parking, said Debra.
“The thing is a lot of them don’t have parking and people still drive but they still want to be in a building that’s affordable,” she said. “I have a couple people now that are just waiting for the right place to come up.”
The OECD report noted the City does not provide housing specifically for older people, but does support Silvera for Seniors, a housing management body with a mandate to do so.
It also pointed to the City’s development of a Seniors Age-Friendly Strategy, which will focus on the needs of older people by working with existing city programs such as the Affordable Housing Strategy and Advisory Committee of Accessibility.
The strategy was announced last year and is expected to presented to council next month.

by crebnow on May 15, 2015

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Brand New List in the community of Charleswood!

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Located in the sought after community of Charleswood-this charming 5 bdrm home is in pristine condition! A desirable corner lot in a quiet location-pride of ownership is evident in this  well maintained 2000+ sqft home. Enjoy your SOUTH yard & sunshine that floods thought the entire home. A large entertainment room that accommodates your dining rm as well as living rm. You might choose to utilize the spacious flex room off the kitchen for your for formal dining rm if you wish (currently utilized as a home office – a convenient 2nd entrance allows this option). Gleaming hardwood flooring, antique glass door knobs & fresh paint make this property show 10/10. Appreciate newer roof & fence, newer windows throughout, Hunter Douglas blinds &  high efficiency hot water tank. 5 bedrooms (some with built in desks/shelving). Easily change the front bedroom into an additional bathroom if so desired. Massive mud room of the dbl garage with an abundance of storage.
Click Here for a virtual tour!

Want to know more about mortgages?

Buying a house is one of the biggest purchases we can make in our lives. The paperwork alone can be overwhelming. Canadian Mortgage Professionals Inc. is a Calgary based mortgage brokerage that simplifies the financial side of the equation. For their two page handout which offers valuable mortgage information Click Here or on the image below:
canadianMortgage final

For more information about Canadian Mortgage Professionals and how they can help you, visit www.canadianmortgagepro.com